2/3 of Britons Don’t Have a Valid European or Global Health Insurance Card

Two-thirds of United Kingdom residents do not need both a sound European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC), whereas three-quarters of the British inhabitants declare they don’t perceive what medical insurance playing cards cowl when travelling.

A report printed by Direct Line Journey has revealed {that a} regarding variety of UK nationals, roughly 32 million, both declare they don’t maintain an EHIC or GHIC or are uncertain about it. Which means seven million individuals greater than the earlier yr both don’t have such a medical insurance card or should not conscious if they’ve it or not.

Commenting on the report, the Head of Direct Line Tom Bishop mentioned that the analysis factors out that thousands and thousands of British nationals are placing their well being and wealth in danger, travelling all through Europe with none sort of insurance coverage.

We hope this year could finally see us return to holidaying abroad without the burden of restrictions, but it’s worrying to see the GHIC gap is growing, so we urge anyone travelling overseas to make sure they, and their family, have all got one before their trip,” he mentioned.

A European Health Insurance Card (EHIC) is a kind of insurance coverage which allows a traveller to obtain state-provided healthcare in any of the opposite EU international locations in addition to the non-EU Schengen Space international locations – Iceland, Liechtenstein, Norway and Switzerland. On account of UK’s exit from the EU on December 31, 2020, solely UK nationals who’re coated by the Withdrawal Settlement are eligible to acquire a brand new EHIC. The prevailing playing cards are, nonetheless, legitimate till the date they expire, which is printed of their entrance.

Those that should not coated by the Withdrawal Settlement can get hold of a UK Global Health Insurance Card, which has been created to be able to change EHIC. The GHIC is offered for all UK nationals, in addition to residents born to folks who have been settled within the UK earlier than January 1, 2021.

Each playing cards might be obtained freed from cost.

Itemizing out the the explanation why such a low share of individuals maintain such medical insurance playing cards, Direct Line says that one of many causes could also be that UK nationals are nonetheless not conscious that EHIC has now been changed by GHIC. Based on Direct Line, one more reason could be the truth that 76 per cent of these surveyed don’t clearly perceive what medical insurance playing cards cowl when travelling, with 18 per cent of the respondents mistakenly believing that they need to pay a price of £9.30 to interchange their EHIC playing cards with a GHIC card.

Travellers to Europe are additionally extremely urged to buy the correct journey insurance coverage to ensure that them the be capable to obtain the very best medical care with out the prices being a burden. Journey insurance coverage corporations corresponding to AXA and Europ Help present journey insurance coverage overlaying the whole of the EU.

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